How to avoid medical identity theft.

Medical identity theft occurs when someone uses your personal information to obtain medical services or products. Here are several strategies to help you avoid becoming a victim:

1. Protect Your Personal Information

• Keep your health insurance card and personal documents secure.

• Avoid sharing sensitive information unless absolutely necessary.

• Shred documents that contain personal information before disposing of them.

2. Monitor Your Medical Records

• Request copies of your medical records regularly to check for inaccuracies.

• Review your Explanation of Benefits (EOB) statements for any unfamiliar charges.

3. Use Strong Passwords

• Create strong, unique passwords for online medical accounts.

• Change your passwords regularly and use two-factor authentication when available.

4. Be Cautious Online

• Be wary of phishing emails or messages asking for personal information.

• Use secure websites (look for "https://" in the URL) when accessing medical services online.

5. Report Lost or Stolen Items Immediately

• Report lost health insurance cards or other personal identification promptly.

• Notify your healthcare provider if you suspect your information has been compromised.

6. Utilize Identity Theft Protection Services

• Consider enrolling in identity theft protection services that monitor your personal information.

• These services can alert you to any suspicious activity involving your medical records.

7. Educate Yourself and Others

• Stay informed about the latest scams and tactics used by identity thieves.

• Share this information with family and friends to help them protect themselves as well.

By following these tips, you can significantly reduce your risk of medical identity theft and protect your personal health information.